Skip to main content

atom.wealthyadvisersclub.co.uk

FCA regulated adviceMortgage and protection specialists
Home / Mortgages
Mortgages

Mortgage advice for every situation

Whatever stage you are at, there is a route through it. We compare the whole market, handle the lender and keep the case moving.

Access to leading UK lenders

HalifaxBarclaysNatWestSantanderNationwideHSBCVirgin MoneySkiptonCoventryAccordTSBLeeds BSKensingtonPreciseTogetherAldermoreHalifaxBarclaysNatWestSantanderNationwideHSBCVirgin MoneySkiptonCoventryAccordTSBLeeds BSKensingtonPreciseTogetherAldermore

Lender names are indicative of the panel we can access. Confirm the exact panel before go-live.

A row of red brick houses on a British residential road
What you get

The same adviser, the whole way through

Mortgages go wrong in the gaps: the valuation nobody chased, the document nobody asked for, the lender who changed criteria mid-application. We close those gaps.

  • Whole of market searchWe compare a wide panel of UK lenders on every case, including deals the high street cannot offer you directly.
  • One named adviserThe same person from your first call through to completion, who knows your file inside out. No call centres.
  • Evenings and weekendsAppointments that fit around work and family, not just office hours.
  • Clear fees, agreed firstYou know the exact cost before you commit to anything, and we put it in writing.
The numbers

Work out where you stand

Run the figures before you speak to anyone. Repayments, affordability, stamp duty across all three UK nations, and more.

Good to know

Questions we hear a lot

Do you charge for advice?
We are upfront from the first conversation. Many of our cases are arranged with no broker fee at all, and where a fee applies we tell you the exact amount before you decide anything. Your first appointment is always free.
How many lenders do you compare?
As a whole of market broker we compare a wide panel of UK lenders, including products you cannot get by walking into a single bank branch.
I am self-employed. Can you still help?
Yes. We work with sole traders, contractors and company directors every week, and we know which lenders take a sensible view of that kind of income. One year of accounts is often enough with the right lender.
How quickly can we speak?
Leave your details and a named adviser will be in touch within one working day, often the same day. Evening and weekend slots are available.
What is a decision in principle?
It is a lender's initial indication of what they would be prepared to lend you, based on a soft credit check and the figures you give us. Estate agents usually want to see one before they take your offer seriously. We can normally arrange one the same day.
Will applying damage my credit score?
A decision in principle usually uses a soft search, which leaves no mark visible to other lenders. Only the full application triggers a hard search. We tell you which is which before anything is submitted.
Important. Your home may be repossessed if you do not keep up repayments on your mortgage.
Let's talk

Let us find your best deal

A short, friendly chat is all it takes to see what you could save. No jargon, no pressure, just clear advice.